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Personal Injury Protection under Maryland Insurance Law: What is personal injury protection and does it cover my lost wages and medical expenses?

By Jermaine D. Hammond |

Yes. Personal injury protection is a type of insurance coverage that is given by the insurance company directly to its policy holder. For example, if Joe Smith has an insurance policy with XYZ Insurance Co., he may elect to have additional coverage for certain types events such as an injury to his person after… Read More »


Why you should get contact information for everyone at the scene of an accident

By Jermaine D. Hammond |

If you were in a car accident, your first priority is to protect your health and well-being by seeking medical attention for your injuries. However, it is critical that you obtain contact information for everyone involved in the accident (including each passenger, witness, and pedestrian). The reason for collecting this information is simple: witnesses… Read More »

Drunk Driving

MVA Administrative Hearings for DUI/DWI in Maryland

By Jermaine D. Hammond |

If you have been arrested for DUI/DWI in Maryland, you can face serious penalties such as fines, jail time and the suspension of your driver’s license, as well as having a criminal record that can hurt your chances at employment or obtaining a professional license, or harm you in a host of other ways…. Read More »


Drugged Driving in Maryland

By Jermaine D. Hammond |

Driving under the influence in Maryland means more than just drunk driving. You can also be stopped and arrested for driving under the influence of drugs if your driving was impaired. This includes both illegal substances as well as prescription drugs and even over-the-counter medications. The law in this area is in many ways… Read More »


DUI v. DWI: Drunk Driving Crimes in Maryland

By Jermaine D. Hammond |

You have probably heard of Driving Under the Influence (DUI), and you may also have heard of Driving While Impaired (DWI). You may think that these terms are just two different names for the crime of drunk driving in Maryland. Actually, they are two separate offenses, with different elements that must be proven in… Read More »

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